Bosses shift costs to workers with high-deductible plans
High-deductible health plans are billed as a way for small businesses to provide coverage for their employees, mainly by shifting costs to their staffers. While this strategy has had some success, there are big downsides. Employees are often surprised by the high costs, and many employees don't really save any money.
CHCF Center for Health Reporting | April 27, 2012
It’s no secret that health care costs are skyrocketing, and that some businesses are dropping their coverage for employees. At the same time many more – particularly small businesses – are trying to hang on by offering high-deductible health plans. To put it simply, these firms are shifting costs to their employees.
CHCF Center for Health Reporting | May 2, 2012
If you work at a small business and have health insurance, odds are about 50-50 that you’ll have a high-deductible health plan according to a Kaiser Family Foundation survey.